Author
Jennifer Okafor
Mortgage & Finance Writer
Jennifer holds a CPA and spent six years as a mortgage loan officer before pivoting to financial journalism. She translates complex lending products and rate environments into accessible guidance for Houston home buyers.
29 articles published
Articles by Jennifer Okafor
FHA vs. Conventional Loans in 2026: Which Is Right for You?
The interest rate spread has narrowed. Mortgage insurance rules have changed. Here's the updated analysis for Houston buyers choosing between these two dominant loan types.
Jennifer Okafor · Jun 8
VA Loans in Houston: The Military Buyer's Complete Advantage Guide
No down payment. No PMI. Competitive rates. The VA loan remains the most powerful home financing tool available — and Houston is one of the best markets to use it.
Jennifer Okafor · May 12Houston Closing Costs Explained: What to Expect at the Closing Table
Closing costs in Houston typically run 2–4% of the purchase price. Here's exactly what each fee is, who pays it, and how to negotiate them down.
Jennifer Okafor · Apr 20
FSBO Paperwork in Texas: Every Document You Need to Sell Your Home
Texas FSBO contracts, disclosure forms, title requirements, and closing documents explained in plain English. Don't miss a form that could void your sale.
Jennifer Okafor · May 28